Mostly Indians live for their Children, not for their self. When we talk them they have plan for Children education their marriage but have no planning for their own retirement. Very few people think about their retirement before 50’s. According to a study 90% Indians regrate in their 50’s about not start investing for their own retirement.

Basically Retirement have two phases, first is Investment phase and second is Withdrawal phase. Generally in 1st phase  we start investing for generate wealth, as early we start easy to multiple our wealth. 2nd phase start when we retire and need money for maintain our lifestyle this phase call withdrawal phase. In this phase we get regular cash flow from wealth created during earning phase.